For the past year, Social Security beneficiaries have gotten a break from the sometimes-devastating policy of withholding 100 percent of benefits if the beneficiary was overpaid. Effective March 27, 2025, the Social Security Administration (SSA) will reinstate the 100 percent policy to…
It may seem confusing when attorneys start listing the important estate planning documents you should have, but there’s an easy way to remember what you need and when… 3 by 23 and 5 by 55. 3 by 23 Did you…
Over the weekend, additional details were released regarding the tragic death of actor Gene Hackman and his wife. It caught our attention because we know the tragic scenario is not an isolated incident, it’s just that most don’t end up…
Beneficiaries are seeing information about “a new appeal right” on the Medicare Summary Notices they receive in the mail. This right resulted from the Center for Medicare Advocacy’s class action on behalf of beneficiaries who have been harmed by “observation…
Dementia is on the rise and is affecting millions of families across the United States. As dementia erodes a person’s mental faculties, they lose the ability to manage their life. This can lead to losing money through bad financial decisions…
It can be easy to underestimate the amount of money we will need for health care and long-term care after we retire. Not knowing exactly what care we will need and with the costs of all types of care rising,…
Moving an older loved one into long-term care facility can be stressful for both the family and the new resident. Not only is the new resident moving into an unfamiliar setting but they are also likely losing some of their…
Medicare is constantly evolving to adapt to the needs of older Americans, and several significant changes have been incorporated into the program in 2025. If you’re a Medicare beneficiary — or soon will be — it’s important to understand how…
The aging U.S. population means that more people will likely need nursing home care in the coming decades. Meanwhile, the cost of nursing home care is increasing — and expected to keep increasing. With the exorbitant cost of nursing home…
The Social Security Fairness Act addresses long-standing issues with some provisions of the Social Security Act, primarily the Government Pension Offset (GPO) provision and the Windfall Elimination Provision (WEP). These provisions, which were originally intended to prevent double-dipping into Social Security benefits,…