For seniors and their families, hiring a home care service can support independence for the older adult while reducing stress on the family unit. A home carer can assist with activities of daily living (ADLs), like bathing, dressing, preparing meals, chores like…
With an estimated one in 10 older adults in the United States living with dementia, there is a growing focus on early detection and prevention. Dementia encompasses diseases that impair memory and cause cognitive decline. Common types of dementia include Alzheimer’s disease…
At a time when we are frequently confronting the rising cost of living, Medicare enrollees will soon see a rise in their premiums and deductibles. In mid-November 2025, the Centers for Medicare & Medicaid Services (CMS) announced the Medicare Parts A and B premiums…
Most Americans aged 65 and older will need some form of long-term care in their later years. The cost of such care has been steadily increasing. In 2024, the average monthly cost for a semi-private room in a nursing home…
Realizing that you or a loved one needs to move into a nursing home can be stressful. Just the process of looking for the right facility can seem daunting. You want to make sure the facility you choose is a…
Falls are the leading cause of injury and injury-related deaths for U.S. adults 65 and older, with one in four falling each year, per the Centers for Disease Control and Prevention (CDC). Falling can have devastating consequences for older adults, leading to…
Long-term care insurance can provide necessary financial support when someone needs help with daily activities such as bathing, dressing, or eating, whether they live at home, in an assisted living facility, or in a nursing home. However, when the time…
Nursing home and long-term care costs continue to rise and it is difficult to qualify for Medicaid to pay for nursing home costs. Long-term care insurance can help cover expenses, but long-term care insurance contracts are notoriously confusing. How do you…
A long-term care policyholder has successfully sued her insurance company for breach of contract after the company raised her premiums. At age 56, Margery Newman bought a long-term care insurance policy from Metropolitan Life Insurance Company. She chose an option…
A little-known insurance option can be an answer for some people who might need care but are unable to buy long-term care insurance. Short-term care insurance provides coverage for nursing home or home care for one year or less. As…